[J.Celifarco]

too general a question...half these MFers out here will say they are still funding.

You need to ask "who is funding and what are the new criteria and restrictions"? Because 3/4 of these guys who SAY they are funding, all of a sudden think they are TD Bank and want to UW and decline as such

also will say we are funding decline everything and use this as a data grab. Wait 60-90 days depending on that their iso agreement says then call the deal themselves. This is not the time to be looking for new funders. You should be strengthening your existing relationships. You will fund more and stay protected.