they will tell you they can fund and when you see the offers you will fall out of your seat, or, you wont hear back from these so called one foot in "funders" - the reality is that every fintech turned to PPP for now vs MCA as a means to get customers, help them, and, make a fee income on the PPP loans. MCA is not the focus right now. Lending is one of the hardest hit industries during any recession and this one is one of the worst. If you recall the subprime mortgage era, many of those shops migrated to this industry when the bottom fell out. The million $ question here is will this bounce back to any resemblance to what it was pre Covid. If so, that will not occur anytime soon. Maybe try expanding to other products/services like equipment leasing. Now is the time to expand product services.