What lenders are funding "non essential" businesses that are still open and operating?


We have a deal doing well over $100k monthly and has payments coming in for $80k + $50k this month, and more payments coming in next month.

Super clean deal but is getting declined for being non essential.

No drop in revenue since COVID has started going on.


Totally understand not funding a non-essential business if the business is closed or had a drop in revenue. That makes complete sense.

But this business hasn't been affected at all by COVID. They are open and operating and have revenue coming in consistently with no drop in sales.


Are there any direct lenders out there still using common sense when underwriting deals?