I know it's not MCA but a lot of our MCA clients are asking about this loan. We were able to attend the 1pm conference call held today regarding the SBA disaster relief loan all the merchants are asking about. I took notes as fast as I could and wanted to get the notes to everyone quickly so please excuse the format but we want to share the notes with all of you to help you answer your client's questions. We hope this helps in some way. Crazy days but we will all get through it keep working hard.