I’ve been sticking with Everest/Vader, Par, Advantage, Kalamata, and EFinancial Tree. They are all funding, and combined, pretty much complete the puzzle as far as A-C paper and offer sizes go. Like Warren Buffet says - ‘When everyone else is scared, you should be greedy’.

Not only do I not think this business is ‘over’ or ‘completely paused til the new year’, I think the real players in the business are seeing it as an opportunity to weed out all the dead weight. If 4 of 10 submissions were getting funded in the past and now it’s 2 of 10 submissions - than just work twice as hard. Doom and gloomers be gone!