[ssafirstein]

Breakout Capital. Tough qualifications though:

-2 year term
-650+ credit score
-12 months banks
-No MCA balances last 12 months
-Average daily ending balance 8-10% of monthly revenue
-No negative days, no NSF's

Way I see it. Worst case they get declined and receive a 1.15-1.20 buy

Couple points of clarification on our term loan products:

- We offer term loans up 24 months with weekly or monthly repayment options (we can do daily if customer wants too).
- Our minimum FICO requirement is 600 (650 for monthly deals); a 24 month term is of course going to require a better FICO score (typically 700+)
- A customer can have up to two MCAs/loans and up to $100k in balances that we will buy out (no net requirement)
- The total monthly debt service ratio (including LOCs staying in) can be as high as 15% on a 6 month deal and 10% on a 12 month or longer deal (usually target 7% on 18-24 month terms)
- A customer can have up to 3 negative days in the most recent month and up to 9 over the last 3 months
- Our buy rates range from 1.25 to 3 pts a month with the best 24 month buy rate at 1.31x

If you have any additional questions regarding our product, please feel free to reach out to me or Zain (zmuzammal@breakoutfinance.com)

Steven Safirstein
Vice President of Sales & Head of ISO Relations
Breakout Capital Finance, LLC
6862 Elm Street | 3rd Floor | McLean, VA 22101
O: 703.852.6013 | steven@breakoutfinance.com