integrity is key in this business. I have a select few of lenders I work with. If possible I'll even go see their operation. The bottom line is if someone is going to steal they will steal. If it cost you a deal to find out if someone steals then so be it. Then you're a fool if you ever send them another deal. And if someone steals and you have FACTS to prove it then you come here and tell us all so we know and decide for ourselves.