I just received a high approval but the underwriter stipulated a Max Upsell restriction at 5 pts. The program is for 12 mths. I'm wondering why they would do that if it both limits the commission I can make and how much they can make back. And according to their ISO portal, when I plug in the numbers for higher upsell -- the numbers remain approved and not out of the allowed range. Kind of taken aback by this one.