Merchant has 5 balances...and over the Christmas holiday he is now negative.

Any hope for this merchant?

Has a home equity line closing at the end of the week....

Any advice on what he can do? Call the lenders?

PS. Merchant is a Victim of fraud..(debanked) had an article on it that described exactly what happened to this merchant...

A Broker promised him if he "took the 5 advances" they had a company that would consolidate them into a "Monthly payment" over 5 years. Since July he has been on the Cash Advance Cycle of hell...borrowing to pay back...and he keeps digging himself in and is now negative...

What to do?