We have a pretty strong client-
FC won't touch since TR NCS code states Wholesale- but actual online retailer. Strong owners(great credit and Personal TR's)/strong financials.
Extremely frugal.
FC 5 Year term would have been great. Only other debt is an LOC with bank that they want to leave in place and not touch.
Open to solid suggestions. We are CFL/BRE and deal is CA. No Real Estate to be used.

Thanks,