Property is in Arizona, commercial and residential. Fully occupied.

The property to be refinanced is appraised at 1.6M

They're looking for ~65%LTV at a request of $1M

The shorter the term the better, merchant plans on paying off loan in under six months so also looking for a lender with no breakage fee (they normally negotiate and offer 12-18 mo. interest after paying the balance to counteract the fee)

Merchant does not want to go through regular mortgage bank only hard money so will not have to check credit etc etc. Please Pm if you can get it done and I will send more details of transaction