I'll give some insight as I am an lead underwriter/syndicator for a large company currently.

I've seen some posts of company funding pre-covid guidelines which is 100% not happening. Any company/ISO manager claiming to do so is simply collecting data or trying to keep deal flow high for their bosses.

My offers on essential businesses are the same as pre-covid. Premier industries are getting mid 1.3s sell rates, 7-8 month terms.
Higher risk industries(Trucking, Construction, etc ) I'm still offering but don't care to really compete on. 4-6 month terms, High 1.3's/Low 1.4's.

Certain industries I have no desire to bother with(Hospitality, lawyers, marketing...anything person to person dependent).

Other factors come into play(mainly relating to collections) and so on. Just about keeping an open mind to all deals.