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08-23-2018, 05:03 PM #4
- Join Date
- Feb 2017
- Posts
- 3,374
It's not about the "term," it's about having access to the capital over an extended period of time.
Many borrowers are so nervous they won't have the money....
LOC is always better, even if the APR is higher, IMHO.
Are they rate sensitive? You can email me, I can introduce you to someone.
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