Since 2006, We approve high risk do both domestic and offshore. Every legit business type approved, so long as its legal! We even have solutions for TMF merchants also with significant volume.

Offshore, The 1.25% isnt realistic though for us, more like 5-10% + Almost all offshore merchants will need a 10% rolling reserve.

In most cases you wont need an offshore account as their are domestic aggregators we can go through. The downside to offshore processing is your customers will receive 20% + decline ratios as the cardholders bank flags it as an usual/ suspicious transaction. (why this person in the USA is running a transaction through a Hong Kong entity)