[Fundyman]

The simple fact is...if a merchant isn't going to pay to the terms set in the contracts you need to recoup whatever you can. Who cares if it takes 5 years to get paid. That means that your 45% money is now 9% money. If it pays back does it really matter?

You have a point, except when someone puts their money into a 45% investment, they plan for it to produce a 45% return over 6-8 months. If not, they probably had another option giving them a 12-15% return instead. So it would suck if they're stuck now getting 9% back on their money over 5 yrs. But those are the high-risk investments.

The more the risk, the greater the chances of the reward.

[AndyYSCISOdept]

You have a point, except when someone puts their money into a 45% investment, they plan for it to produce a 45% return over 6-8 months. If not, they probably had another option giving them a 12-15% return instead. So it would suck if they're stuck now getting 9% back on their money over 5 yrs. But those are the high-risk investments.

The more the risk, the greater the chances of the reward.

Maybe I should've said this as a disclaimer, I AM ONLY SPEAKING ABOUT WHEN YOU ARE AT A POINT OF HABING TO CHOOSE BETWEEN SETTLING OR LAWSUIT