Will,

What you haven't mentioned is whether or not the client has a factor AND these advances. If he doing $1.2 per year and has 100k in debt- he isn't over leveraged alleging his Gross Profit margin is around 40%. If he has a Factor, then he likely owes them another 150k or so- THEN THEY ARE ABSOLUTELY OVER LEVERAGED.

5 positions for 100k without a factor is something I can help with every day of the week..

Richard 516 510 3855

Business Capital Consultants
www.businesscapitalconsultants.com