FICO 650-700
$2.2MM/yr
2 NSFs in the last 9 months (Feb & Dec)
Needs $150k-$250k
$0 debt - Never had a cash advance.

Only negatives are industry (contractor) and he doesn't have a ton of deposits, but never less than 8 (and usually more). I should be able to get a 1.2 and no UCC filing on a deal this clean, with a fast closing.