[SBuchholz]

an interest in our NO INCOME VERIFICATION 1st position Mortgage loan program for Non-Owner Occupied Investment and Commercial Income Producing Properties (acquisition or refinance)

PROPERTIES WE LEND ON
SFR/Condo - up to 75% LTV - No DSCR Required - Cannot be Primary Residence/Owner-Occupied - Have to currently own 2 properties (1 Primary Residence & 1 Investment) Refinanced - 650 Min Fico Required - Min/Max Loan Amount is $75k-$750,000
2-4 UNITS - up to 75%LTV - Non-Owner Occ Only! - 650 Min Fico Required - Min/Max Loan Amount is $75k- $2MM
Multifamily / Mixed-Use - up to 70%LTV - 1.20+ DSCR (No DSCR req if less than $500k/50%LTV) Min/Max Loan Amount is $100k-$5MM
Office/Retail/Warehouse/Self-Storage/Automotive - up to 70%LTV - 1.25+ DSCR (No DSCR req if less than $500k/50%LTV) Min/Max Loan Amount is $100k-$5MM

TERMS/RATE OFFERED
3 or 8 Year Fixed, Amortized over 30yrs, NO POINTS, with rates at *7.49% at par under our No Income Verification loan program - We do not offer a bank statement or full doc program at this time *standard 3yr PPP at 3%

WHY VELOCITY vs HARD MONEY?
NO INCOME or EMPLOYMENT VERIFICATION
NO TAX RETURNS
NO PAY STUBS
NO YTD PROFIT & LOSS
NO 4506/CPA LETTER
NO 12-24 MONTHS BUSINESS BANK STATEMENTS
NO BALLOON PAYMENT
NO CASH OUT RESTRICTIONS
NO RESERVE REQUIREMENTS
NO EXIT STRATEGY, PERSONAL FINANCIALS or EXECUTIVE SUMMARY
PROGRAMS FOR FOREIGN NATIONALS
OKAY FOR WAGE EARNERS & FIRST TIME INVESTORS
CAN FINANCE UP TO 12 PROPERTIES PER BORROWER
CAN VEST AS INDIVIDUAL OR LLC/CORP
1ST TD’s ONLY / PURCHASES & REFINANCES
LOAN AMOUNTS FROM 75k-5MM
NO MAXIMUM NUMBER OF PROPERTIES OWNED
FAST BROKER APPROVAL WITH NO BUYBACK CLAUSE
NO DCR ON SFR's or COMMERCIAL LOANS UNDER $500k

6.75% Floor Rate, No Upfront Points, Fully Amortized Terms
NOW OFFERING BROKER REBATES UP TO 2PTS (5pts total commission per loan)!!!!

Take a look at some of our recent Fundings...


It really is that simple... Contact me directly with any questions or scenarios you may have. If you check out our website, PLEASE mention that I referred you. Thanks!

All my best,
Scott Buchholz
Velocity Mortgage Capital
550 Pinetown Rd, Suite 170
Fort Washington, PA 19034
(215) 619-2543
sbuchholz@veloctiymortgage.com