How Dealstruck (never worked with CAN) did their Underwriting had little to do with where they are now. Market segmentation and cost of capital did.

I had lunch today with a substantial bank I work with here in the NYC Metro area, that provides approvals within 2 DAYS ON FULLY COLLATERALIZED term loans under $1M, and closes them within 2 weeks of having all requested docs. Submission to Funding in less than 3 weeks.

Determining credit, background, verifying collateral, reconciling the financial statements and DSCR CAN be done expeditiously.