one thing this thread makes me think about is the difference from a few years ago to now.. Then when you got the signed contracts that was like maybe the halfway point because that is when you had to start with the processing switch and any issues that came up from that. Now signed contracts come in and people are like ok fund my deal. Signed contracts a few years ago was just the beginning. How many times was a deal killed after signed contracts because you could not switch the processing (proprietary processing, TMF list, POS system not compatible).. Login is a pain in the ass but compared to processing issues that used to come up it is nothing