The hard thing is getting a low enough buyrate to compete. Sure - the programs stretch that long. But who can offer a buyrate for me that is competitive for us to make something? I won't go to BFS. They outright cheat ISO's who bring them good deals. Was too lenient in bringing them a few stellar deals where they wouldn't go down on their high buyrate at all to get the deal. We asked to switch acct. managers but it never happened; since from what I understand, they can make the difference between what the ISO's upsell and the base points.