Quote Originally Posted by Michael I View Post
Are they tracking the difference between stupid submissions or meets basic guidelines one.
Example 1 if you do not pull credit and merchant says he has 650 credit and you get declined for under 650 . example 2 min. is 15k a month and they send you a 5k submission.
I personally send fc merchants that meet their criteria and still get only 1 out 5 approved for whatever bogus reason.
They are tracking all submissions, doesn't matter if it has 100 NSF's/month or its a small detail in an overall perfect file. A decline is a decline and once your numbers are too one sided they cut you off.