[Fundyman]

If this guy has tried the normal channels that offer 9 month deals and weekly payments and doesn't have an offer yet (TBB, EVER, QB, BFS, etc), then it is most definitely high risk

Thanks, Chamboo. You answered my question without even realizing it. I forgot who offered such terms. I doubt the merchant went through all those companies, as annoying as he is to begin with. Let me try a few of them.