Steven, thanks and yes, that's an option I'm working with now. I do realize however they have tightened up a great deal recently and my only concern is the 4 negative days in December.

He's never missed an OnDeck payment, but I know that Quarterspot has been really hard on submissions, I believe scrutinizing negative days over the last 3 months. Even though he's only had 1 in two months, the 4 in December concern me.

Thoughts?