I have this deal, cell phone store. multiple locations all under same EIN

3.2 mill in gross.
has outstanding balance of 105k with larger funder in the MCA space.
Looking to buy that out and net around 100-125k.
looking for longer term of 12-18 months.
current monthly payments are around 20k a month. Obviously wants something lower than that.
Has outstanding fed and state tax lines but is on payment plan and can provide paperwork.

i have pitched this to some of the larger MCA companies with no luck.

need somone who will think outside the box.