I know they have been out there for a long time. I have heard good things and bad things(they are slow and stuff) about them and I personally know the owner David Catton. They do a lot of there Underwriting upfront and conservative than normal lender out. There LOC program works exactly like an Add on. For Example: 100k/1.45/160 payments/906 a day. 60 payments from the day of funding and still get the principal back and your daily stays the same.

I would say talk to David directly and that might help ? In my opinion its all about the relationship you have with each funder and anyone you work with. Hope that helps brother.