Merchant I work with a lot owns a bar/restaurant looking to leverage his building and equipment to refinance some other debt.

The issue is he recently put a brand new roof onto the place, new parking lot, but hasn't had an appraisal since he purchased it. He thinks it's worth 175 and with all his equipment he's saying 210-220k

He owes 115k - I know a lot of collateral deals have set amount they can reach for LTV - is there anybody that would look at it all in order to get that value higher?

Inbox me or Reply here, I appreciate the help.