[Ryan Shiroky]

I have seen funders that do business in Canada give a little bit of a high rate for those deals, as they are assuming way more risk it would make sense for them t charge more (being that there is no UCC and they are in a whole other country, making collections a pain in the butt)...

Isn't IOU a Canadian company? I would imagine they are probably the only ones that would do an ACH product there... but this is speculation, I don't really know... can anyone answer this more accurately? (about IOU I mean)

[GRP Funding]

I have seen funders that do business in Canada give a little bit of a high rate for those deals, as they are assuming way more risk it would make sense for them t charge more (being that there is no UCC and they are in a whole other country, making collections a pain in the butt)...

Isn't IOU a Canadian company? I would imagine they are probably the only ones that would do an ACH product there... but this is speculation, I don't really know... can anyone answer this more accurately? (about IOU I mean)

IOU is in Georgia. Their parent company is in Canada, but I do not believe they do any funding there.