SO,
I have this ED clinic, 6 locations doing 20mill a year in gross sales.
They were processing with Harbourtouch and they shut them down, are holding 75k in risk reserve and will not release it till April 1st. On 75k in sales, they has .16% in chargebacks. HT says they dont like the business.

Obviously that is very low. The last two years their chargebacks were around 1.2%.
So would anyone be willing to loan them, say 55-60k with anticipation of getting paid back the 75k once the reserve is released April 1st?

I know they would need to get something in writing saying the reserve will be released from HT.

Any thoughts?>