Best of luck to you. So far the forum has been kind to you. Hopefully it stays that way. There are a lot of good people here.

Your clients are the type that are making lots of bad funding decisions. It's awfully tempting to help them make more bad decisions, lining your pockets along the way. If you are brutally honest, doing what is right for them rather than just trying to earn the "mostest the fastest", you can enjoy staying power. Easier said than done. But it will set you apart from the lower echelons of this industry.