[Kevin Henry-Seacoast]

Thanks HDF - although i believe some merchants have potential to have a complete ReFi rather then going to WBL .... I am just looking for a lender who has participated in these type of files to see if we can get them done.

We have been successful getting some of theses done where the Company was factoring and took out multiple advances. In most cases the factor was only financing the AR. We were able to finance the AR at better advance rates and include other assets such as inventory and machinery. The added liquidity along with our cheaper rates enabled the Companies to exit the cash advances and save a ton of money.