And might I mention that we interviewed a ton of people in the space this time around for commentary.

Noah Breslow (OnDeck), Kathryn Petralia (Kabbage), Rohit Arora (Biz2Credit), Steve Sheinbaum (MCC), John Priore & Duayne Haskett (Priority Payments), Matt Pohl (Integrity Payments), Benny Silberstein (Benchmark), Jared Weitz (United Capital Source), Tom McDermott (Borro), Isaac Stern (Yellowstone Capital), Chad Otar (Excel Capital Management).