[dpFund]

Dan, if you don't mind me asking, what do you generally look for in consolidations? Specific DSCR?

My primary driver is net income (taken from the P&L after all expenses, including owner draw). We then compare the true monthly net against what the client's payment would be if we funded him. As a rule of thumb, I want to see $13k of monthly net for every $100k of funding. Secondly, I'm looking to the balance sheet to see if they are solvent.