[bk627]

From everything I've seen the buy rate breakdown is pretty standard for the different tiers:

Premium: 1.15/6 : 1.23-1.30/12 : 1.31-1.45/12 to 18

Standard: 1.28 - 1.40/ 6-12

Starter/stack/banged up: 1.35 -1.50/ 3-5

Which lenders out there give the best rates? from premium to starter/stack?

[Finance1]

Which lenders out there give the best rates? from premium to starter/stack?

It's a very long answer because it's not always about rates. Business type and amounts vary greatly across the board from lender to lender.

For premium, take a look at OnDeck, NewLogic, ARF, MCC, TBB.

For standard you'll need to find a few companies that you feel comfortable with and get a good relationship going. There are tons of them out there that all look the same on the outside but the inside makes the difference. Retail Capital is one of my favorites but that doesn't mean much coming from one person.

I'll never recommend a stack company.