I would like to take the opportunity to say that if you have ever done a hard pull on a client, for a file that you did not source yourself or obtain directly from your ISO (i.e. someone else's decline, backdoor deal, etc.) - you are a SCUMBAG F***HEAD. Congratulations you piece of ****.

There are no scruples whatsoever in this industry. It's a shame, but we leverage it - our competitive advantage is 1) we're not on Pearl Street, and 2) we don't have a thick Brooklyn accent. If you are on Pearl St. and have a thick Brooklynn accent, we have a presumption that you're a slime-ball and won't do biz with you.

Peace.