[Karen37a]

You swore incorrectly. People use this board for many different reasons. This board wasn't designed to fill in knowledge gaps for folks that don't know their way around this industry. That is what some, like yourself, seems to think it is for though, and others, like myself, find that use case sad and pathetic. Projecting what you want out of this board to the larger audience doesn't make it so.

I actually did respond with something useful, which is that banks do CRE secured transactions all day. In fact, many regional and community banks have significant CRE concentration limit issues within their portfolios because they do so much CRE lending. You seem to have missed this useful part of my response because you were too busy being butthurt and defensive about getting called out for being ignorant. Sorry you have such poor reading comprehension and thin skin.

Credit Guy. You go thru these boards pontificating your short sighted views. Let me ask you a question. You said in essence that these boards were not created for new people to make their way around and fill in knowledge gaps. What were they created for?

I assumed that this was a friendly networking community that you could gain insight, friends, contacts in an effort to fund MCA deals or network others

Do you realize that if I pulled someone like Sachip24 into my business by helping him with a referral for a commercial loan ( which I can because 2 guys sit in my office who do commercial loans p/t) that I could probably gain other business and trust from him?

You clearly are not in marketing and do not value a referral source who could lead you to mcas. He asked a harmless question why attack with your pompous attitude.

You tried that with me saying that I do not know what the word Algorithms mean, little do you know I have a 160 iq, a degree in Computer Science, had a 12th grade reading level in 3rd grade ( which is how old you act ). I am from Wall st..not in theory.Worked there starting in 86,Stockbroker/Venture Capital/investment banker.....I was a compliance officer( by force ) , underwriter for loans/mortgages( again by force) and I am a credit expert.

Do I still need to learn what the word Algorithm means?

( because of my compliance background, I know the levels of security in pII and what's needed to get to the best "look" and you think I am not there yet? )

I wouldn't even have responded to you and let you think you had moral superiority over me , which you don't, so you feel good about yourself. ( because now people will say I am bragging ) But why attack some kid trying to make his way? He wasn't disrespectful. I didn't let the bullies , guys on the street corner in NY ,beat up guys like you in high school. What are you getting revenge now? ( And do not tell me about how i grew up in Bkln I am from the North Shore of LI)

Id really like to know what you think these boards are for, if not to ask a simple question from people in the industry.

My first month in the business working for someone. I funded 7 deals ( by dialing burnt out worked over aged aged UCCs),
I didn't want to open an Iso not knowing what I was getting into. 3 months later forced out of an iso for too much production and "knowing too much about underwriting" and other things .I opened my own place and funded 1 million in the first month. It isnt alot to some, but we were all jumping around at the end of the month.

Part of the reason I did those numbers is because of the info I gathered from these boards and the few sane people that I met, who really know how to make money, not just Pontificate about the underwriting infrastructure of various sources.

BTW just in case you didn't know. computer science is the scientific and practical approach to computation and its applications and the systematic study of the feasibility, structure, expression, and
expression, and mechanization of the methodical procedures (or algorithms) . I know Assembler,fortran, pl1, cobol,Algol, binary code, hexadecimal too lol Do you?? Are you using the code or software that someone like me wrote ( to dumb down the algorithms or make them user friendly) or did you write it yourself?


( do not bother going thru my post and checking the typos, grammar etc. I am typing fast and don't give a flimity flam if you give me a C over an A)