have a company thats only been in business 3 months, there's 2 owners, husband and wife and the wife worked at the company for 10 years before purchasing it 3 months ago, what comany would you guys recommend, should i change the lengh of ownership since she worked there for so long, only looking to do about 20-30k, 20k avg deposits but need 10 months plus. Good credit,. no nsfs