We lend a percentage of each contract.. typically 25%, to help with initial expenses, until the borrower reaches certain stages in the contract to qualify for a draw. The terms are a weekly payment, over 8, 12, 16 or 20 weeks, depended on contract terms. Cost of funds is lower than any MCA or short term loan out there. Also, there is no limit to the number contracts we fund concurrently or in a staggered structure.. also, the payments can be staggered to assist in ease of payback until first draw is taken down. Our approach is to allow each construction project to finance each loan independent of each other. Also, providing up front funds allows the sub contractor to complete the job faster, instead of stringing out the resources, thereby increasing the margins.