[Cfairbank]

Breakout makes a good point. I would highly suggest reading this if you don't 100% understand "double dipping". Knowledge is key...
https://www.breakoutfinance.com/addi...all-businesses

The interest on an original loan from QuarterSpot is amortized and out of the refinance. I know there is no double dip there. There is a fee charged if new money gets issued. This could be considered a double dip on upfront fee- though it is usually a lower rate than the original fee. So maybe another dip but not a double.

Thanks for the shout out Amanda -- Double Dipping / Interest Acceleration is a practice we are pretty vocal about, as it can make a product much more expensive (both cash advances and most fixed repayment loans) than advertised given renewal rates in this space -- I can see this being a UDAAP issue eventually.

If QS doesn't double dip, I withdraw my statement on them!