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08-26-2016, 07:56 AM #1
- Join Date
- Dec 2014
- Location
- Quogue, NY
- Posts
- 1,108
Is there a down payment?
Does the property appraise?
Will this be full doc, stated, or hard money?
Are they leveraging their business as the down payment source?
There are folks here that help the client and not charge 1.73 factor rate for 18 months on the Real Estate..
At 1.8 per year- if profitable- there are likely multiple paths to leverage the business, and not endanger the client. They need a term loan from a Mid Prime Lender to close in 10 business days.
Whether or not they are disclosing income (depending on the property type and location), there are several programs that will charge clients competitive rates predicated on guarantors FICO scores and appraised value.
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