[J.Celifarco]

Its amazing to me how the folks on this forum have not yet learned your sense of humor. Lol.

if he is joking saying on a public forum that you want to lend into an open bankruptcy with a court approved payment to creditors is just not smart. The loan and payments made on it would effect the persons ability to make those payments, saying stuff like that can come back to bite you in the ass.. If he is joking which I am not sure he was it just not smart

[mcaguru]

if he is joking saying on a public forum that you want to lend into an open bankruptcy with a court approved payment to creditors is just not smart. The loan and payments made on it would effect the persons ability to make those payments, saying stuff like that can come back to bite you in the ass.. If he is joking which I am not sure he was it just not smart

I said we will look at the file.. We underwrite extremely thoroughly, I believe people confuse our extreme speed of a few hours with somehow not calculating all your (very important!) concerns, John Rest assure just like at the airport although a plane coming in from Tokyo only sits at JFK for an HOUR before going right back to Tokyo that 1 HOUR an extreme robust mechanical evaluation takes place but can understand for the average person why they should be concerned and may be worried about all the concerns that mechanics may not being a great job...don't be concerned they know what they are doing to the tune of putting on people...same with these kind of files we cover all your concerns.

[J.Celifarco]

I said we will look at the file.. We underwrite extremely thoroughly, I believe people confuse our extreme speed of a few hours with somehow not calculating all your (very important!) concerns, John Rest assure just like at the airport although a plane coming in from Tokyo only sits at JFK for an HOUR before going right back to Tokyo that 1 HOUR an extreme robust mechanical evaluation takes place but can understand for the average person why they should be concerned and may be worried about all the concerns that mechanics may not being a great job...don't be concerned they know what they are doing to the tune of putting on people...same with these kind of files we cover all your concerns.

you are ridiculous and have no clue what you are talking about

[mcaguru]

you are ridiculous and have no clue what you are talking about

Ive been called ridiculous in the past (especially for funding with so few Stips) but not knowing what i am talking about is a first

[Michael I]

Ive been called ridiculous in the past (especially for funding with so few Stips) but not knowing what i am talking about is a first

anyone ever call you delusional

[mcaguru]

anyone ever call you delusional

Yes. Was called delusional by the smartest Finance-Credit-Minds when we told them we are going to fund Sub 500 Credit Score Files (plus..PAY DOUBLE DIGIT COMMISSIONS WITH FEWEST STIPS) and they will perform OK.

[HDF]

Yes. Was called delusional by the smartest Finance-Credit-Minds when we told them we are going to fund Sub 500 Credit Score Files (plus..PAY DOUBLE DIGIT COMMISSIONS WITH FEWEST STIPS) and they will perform OK.

What is a approximate typical rate and term on those sub 500 files? Ballpark it for us please.

[Funder Mark]

Seriously? a Second position to a merchant in open bankruptcy?

You are so surprised at a 2nd? Who is the genius doing it as a 1st?

[gail_waters]

viking funding would do a 13 on payment plan

[gail_waters]

i funded people 1st position with a 13 bankruptcy, a 13 means there making payments every month, viking takes 13 files with no issue as long as they have a payment history and been paying on it for awhile. I'm sure there's other lenders that take a 13 too.