[isaacdstern]

Everyone is pushing towards 60 second approvals, algorithms, automation etc.....you can replace certain aspects of the underwriting process but the final up and down decision needs to be made by an actual human being...that's just my opinion anyways.

[Ryan Shiroky]

Everyone is pushing towards 60 second approvals, algorithms, automation etc.....you can replace certain aspects of the underwriting process but the final up and down decision needs to be made by an actual human being...that's just my opinion anyways.

it should stay that way, in my opinion. again, nothing can beat the human element...

[JayBallentine]

it should stay that way, in my opinion. again, nothing can beat the human element...

I am curious to know, in your opinion which elements are appropriate for automation and which are not? I agree that humans ABSOLUTELY need to be involved at some points in the process, but think about the time the human is spending today begging for papers? How much more productive would that human be if he had Joe Merchant sit down in front of his computer while he walked him through the electronic application process?