[DirectMedia_Scott]

6.25% lead to funding ratio is nothing to frown at. Being that your deals are coming from referrals and convert at a high rate that probably seems low but it is not. I think your expectations are a little off if that is your concern.

As for the check mailers, like Ryan said, its all about how you handle the calls. I love when people call from the bank asking why they cant deposit the checks. I hate to say it, but it really shows how stupid some people are, especially since there aren't any routing or account numbers on the check itself. HOW ARE YOU RUNNING A BUSINESS???? Somehow, those folks can still be converted

Well said.