I'm working with a home healthcare company that is looking for 100k, Average of last 4 months deposits is approximately 115k. Bank statements are pretty clean.

This would be a 1st position, although merchant has horrible personal credit, below a 500 FICO I believe. Merchant was doing 9-10 month terms with Swift, she wants a longer term than what Swift can offer.

I know this is a tough one given the personal credit!