[mcaguru]

I don't think we're questioning the "response" part. I'm sure you'll do your part. it's the "no COJ on $100k+/4th position" that I'm having trouble believing

We got many competitors trying to figure our magic sauce for extremely low defaults, so i don't think i am going to come in a forum and say any file that meets xyz criteria (on a 3000 funded deal static pool analysis) wont default and there for no need to extra stip with items such as COJ or etc.....