[Karen37a]

Algorithms or scoring matrix, esoteric data and ability to repay = C

**** and I am kidding ****


I take the term of the loan/length back as well...because certain loans have to be able to qualify for a certain length or they cant make the daily scoring model for the ability to repay based on the dollar amount wanted or the existing loan.

( and I agree with all this, even though I want my loans funded, some just dont/wont make the ability to repay so i wait or trash it)

And as stated in the beginning of this post..every lender is different