Upon entering the AltFi industry, our founders encountered massive upside potential for growth, yet little infrastructure and training to equip new industry entrants for success. Through the process of "failing our way to success" as many organizations tend to do, we've realized the importance of having a robust funder network and more importantly being able to offer that network to our ISO partners who wish to collaborate on files together.

Our Process

ISO Submission:

  • IF ELECTRONICALLY *application received and Docusigned through portal: Data points are parsed from online application and mapped to corresponding underwriting criteria which is fetched from an internal database that contains nearly all reputable funders in the entire industry.

  • IF MANUALLY *file uploads: File goes through pre-underwriting and reaches human eyes.


Funders Identified:
  • Whether we identify the most applicable funders via our autonomous technology or pre-underwrite the file in a manual fashion, we're generally able to arrive at the most applicable funders in the entire industry, all within just 5 to 30 minutes.

  • Top 3 Most Applicable Funders Identified based on merchant application, bank statements, and any other supporting documents.

  • *Strategic Capital is currently a direct funder as well, originating 20% of our total volume in house.


Submission Queue Initiated:
  • Client packet is submitted to most applicable funders. Strategic Capital may be part of this list as well.


All Offers Received:
  • 4 - 24 hour turnaround.


ISO Sells Offer To Merchant:
  • ISO identifies the best deal through Strategic Capital and ultimately refers unto merchant.

  • ISO earns 8 - 10 commission points on the deal. (always 10 points unless Strategic Capital does not gross in excess of 10 points on file)

  • Strategic Capital will even play a liaison between the referring ISO and the direct funder if they enjoyed the experience. (We're not stupid. This is going to happen anyways so we might as well get along and help each other out)


ISO Benefits
  • Professional and experienced staff working on the file in tandem with industry leading technology / database fetch system.

  • Instant access to the entire industry's most reputable funders.

  • Most ISO friendly broker commissions in the industry. *in a co-brokering model

  • If the direct funder is not Strategic Capital, we'll directly introduce you to the funding party that extended capital on a closed deal. (yes, really)

  • ISO maintains exclusivity of relationship without fear of being "backdoored" by another funder.


Getting Started