[achcash]

All this blather about "2nd mortgages" overlooks the fact that mortgage lending is a REGULATED industry and there are strict guidelines about debt/income ratios in mortgage lending.

And when Mastercard approves someone for a personal credit card, Amex, Visa and the rest don't come like hungry animals to give them more credit(regulated or not). Ye ok. It's a survival of the fittest game in a highly competitive industry. Anyone who is against stacking, like Jeremy Brown's company, I would bet heavily that is only b/c their credit facility doesn't allow them to do it.