[Montague]

A MCA is a specific type of financing, useful GENERALLY for clients who are bank-worthy, but dont have the time, or those who are not bank-fundable. If the business qualifies for bank funding, and has no immediate need for money, I don't see any way to sell a cash advance product.

To add on to this and i'm sure most around here use it, but if someone says or thinks they qualify for a bank product you have to be willing to cut them loose. I usually say, great go talk to your bank, and let me know what rate they give you.

I've gotten quite a few "So uhhh about that MCA product we talked about..." phone calls after cutting them loose.