[FUNd]

Ha! Here's something that will make you choke again: the APR is actually closer to 150% (not including fees) assuming straight-line daily amortization -- straight-line weekly amortization around 135% not including fees.

Thanks Carl. Everyday I feel more like and more like a used car salesman, but at least their customers get something to drive off the lot, ours just get the money sucked out of their account faster than they can use it. No wonder the feds and states are all over this industry. Predatory is an understatement. I have information from my bro who is a well connected attorney that knows some very important lawmakers. All I can say is a lot of you people patting yourself on the back for being the worlds greatest entrepreneurs and salespeople better start polishing your resumes instead of polishing the rims on that leased c-class Benz.